It’s So Easy To Start Investing Now

40 years ago trying to invest by yourself was almost unheard of. Buying stocks and trying to invest in companies always involved a lengthy conversation with your broker. Only the rich would do it, since employing a broker to work for you was always an expensive endeavour. Fast forward a decade later and the advent…

Is It Worth It To Work Overtime or A Side Job?

Individuals who want to achieve financial independence earlier in life may find it difficult to accomplish with just their normal salary. That’s why some try to find alternative means of making money, whether through extra overtime hours at work, or through side jobs and gigs. This almost seems like a no brainer, if you want…

When Will Personal Finance Have A Coming Out Party?

Over the last decade or so there have been large public and political movements to get greater representation of women in executive roles. There has also been a wide acceptance of gays and lesbians into our communities. People continue to stand up for equal rights in the Black Lives Matter movement. And we also see…

Sell Your Home To Retire? Fuggedaboutit!

The popular belief of every homeowner is that the house will become a great investment and that it will be the asset they can rely on to help them retire. The truth? Quite the opposite. Homes have an emotional attachment. On top of that, there is a prestige to being a homeowner that you can’t…

Is Your Portfolio Maintaining Its Balance?

Every good investor knows that you should have balance in your investment portfolio. That means there should be a good mixture of equities, bonds and even cash in your portfolio. Over the last ten years, though, the pace of growth in equities have far outstripped the growth of interest provided by fixed income assets. In…

Should You Go With A Variable or Fixed Mortgage?

The biggest question that many Canadians will be facing over the next couple of years is whether to go with a fixed rate mortgage or a variable rate mortgage. Unlike our distant North American cousins in America, Canadians have the ritual to renew mortgages every 5 years. It’s too bad that Canadians don’t get the…