Mutual Funds And Stocks Are Not The Same

When I talk to people about investing in stocks, the first response that I hear from people is that they are expensive and they don’t want to buy mutual funds. “Mutual funds? When did I even say anything about mutual funds?” It’s all good marketing of course. Like how Kleenex is associated with normal tissue…

Journey To 200!

Almost 5 years ago when I started this blog I didn’t think I would have the longevity to keep posting about personal finance. Perhaps one of the greatest assets I had that made me persist is my passion to learn. Had I not continually learned new concepts, new ideas and discovered others like me that…

Why Do We Fear Losing Money?

Just recently a relative of mine cashed out in the frothy GTA real estate market by selling her home. It was quite a haul for a home that probably went up 2 times its original value. Now the question became how to retire on that amount of money? Of course this was a person from…

Why Gains Can Appear Small In Your Portfolio

Most people don’t follow their investments. They tend to just buy whatever their advisor at the bank says or use a passive investment portfolio like the popular Canadian Couch Potato portfolios. When it comes time to review, which might happen once year, investors wonder why the gains are so small when the market has done…