Why A Home Will Never Be My Best Investment

One of the things that I learned from the previous generation is just how much a home can appreciate over the 25 years that you might own it. It’s not uncommon to know a few relatives who bought their homes for a little over $250K and yet their homes can now sell for almost a million…

Can You Retire With A $1M House?

The latest financial news to hit the wire over the weekend was a report that stated that Canadians now owe $1.65 for every dollar earned. Most of  the debt was due to the rise in mortgage loans that Canadians took out as houses continued to hit record highs in the popular cities of Toronto and…

Real Estate and Stocks. Can’t We All Get Along?

Just like the Americans and the Russians, or cat and dog lovers, or perhaps the fans of Nikon and Canon, real estate and stock investors can’t seem to ever co-exist. People who love real estate swear vehemently against investing in stocks because they don’t represent any physical object that you can own. That may be true,…

The Real Cost of Ownership

Owning a home never seemed so simple.  Get a mortgage, take advantage of the low interest and pay less than rent.  Buying a home has its perks.  You no longer have to pay rent that goes to no one but your landlord.  Buy a house instead of a condo and you don’t even have to…

Getting Blindsided

Nothing is worse than not knowing what is coming.  The anxiety and nerves build up in us, we might even lose sleep over the fear of the unknown.  That’s why it’s important to educate yourself with the real facts.  Read more books, learn about the financial system, and most of all, don’t trust your banker.…