Becoming The Shareholder Class

Everyone bashes corporations for generating record profits. Each year corporate profits are getting higher and higher, yet costs to live keep going up and up and wages are not going anywhere. So what gives? Why are corporations allowed to keep profiting on the backs of the little guy? What benefit does it provide the little…

Be Fearful When Others Are Greedy

The stock market has rocketed off to a ridiculous start in 2018. In fact if it continued at this pace we would be looking at gains past 100% for the S&P 500. Of course, that prediction is absurd and that’s why with the latest run up we should be wary that this won’t last. The…

Simplify Your Portfolio

When it comes to investing your money it can be a daunting task. There are so many options, there are so many opinions, and there’s so much media influence in the money world that it can often become so confusing that we do nothing. Doing nothing always seems like the most logical choice because it…

The First Step To Investing: Saving

I get asked all the time “What should I buy?” It’s assumed by many that the best way to financial independence is to find the right assets to buy so that your money can grow quickly. This is exactly the wrong type of thinking. Achieving financial independence isn’t about finding quick hit wins with your…

Mutual Funds And Stocks Are Not The Same

When I talk to people about investing in stocks, the first response that I hear from people is that they are expensive and they don’t want to buy mutual funds. “Mutual funds? When did I even say anything about mutual funds?” It’s all good marketing of course. Like how Kleenex is associated with normal tissue…

Why Do We Fear Losing Money?

Just recently a relative of mine cashed out in the frothy GTA real estate market by selling her home. It was quite a haul for a home that probably went up 2 times its original value. Now the question became how to retire on that amount of money? Of course this was a person from…