Mutual Funds And Stocks Are Not The Same

When I talk to people about investing in stocks, the first response that I hear from people is that they are expensive and they don’t want to buy mutual funds. “Mutual funds? When did I even say anything about mutual funds?” It’s all good marketing of course. Like how Kleenex is associated with normal tissue…

Why Do We Fear Losing Money?

Just recently a relative of mine cashed out in the frothy GTA real estate market by selling her home. It was quite a haul for a home that probably went up 2 times its original value. Now the question became how to retire on that amount of money? Of course this was a person from…

Why Gains Can Appear Small In Your Portfolio

Most people don’t follow their investments. They tend to just buy whatever their advisor at the bank says or use a passive investment portfolio like the popular Canadian Couch Potato portfolios. When it comes time to review, which might happen once year, investors wonder why the gains are so small when the market has done…

Lessons Learned

On a day when the TSX climbed to record highs, the darling of the Canada’s stock market, Shopify, took a beating; going down more than 8% despite reporting increased revenues. So who saw that coming? That goes to show that trying to pick winners in the stock market is anyone’s guess. Trying to time the…

Keep Fixed Income Assets In Your Portfolio

The S&P 500 is up 15.3% year-to-date. The TSX is up 4.3%. Even a basket of non North American stocks is up 15.9%. Those are some gaudy numbers for the stock market. Anyone that is holding an equal weighting of these stock indices would easily be up over 10% for the year up to this…

Sunny Days

It’s not often that you can go on vacation and come back to see you actually made money having fun, but heck that’s what just happened. Over the last month while I was out of town, the TSX has been up over 2.5%. The S&P 500 has gone up over 2%. What gives? I’m starting…

Why Use Index Funds vs Individual Stocks

“Did you buy Apple?” “I made a killing on my weed stocks.” “Facebook went up 3 times the price that I bought at.” Those are all common phrases that I come across all the time. It’s not uncommon for regular investors to hit it big on stocks where they put a few thousand dollars in…