New Year’s Housekeeping

The new year is when I always like to start fresh and take a look at all my personal financial needs for the new year. This doesn’t just mean my investments, but a lot of other things too. Like are my insurance needs covered? Did I pay all my bills? Do I need a new…

2017: Year In Review

Bitcoin, Bitcoin, Bitcoin! That’s all I hear from anyone that is investing nowadays. Do I regret missing out on the massive crytocurrency gains in 2017? Definitely not! I’ve already mentioned how many people speculate on Bitcoin to make big bucks, but as a long term wealth building portfolio, it doesn’t match what a diversity investment…

We Are Failing Personal Finance

Just last week the Statistics Canada released notes that stated that Canadians are now more educated than ever. 54% of Canadians age 25 to 64 have post secondary education. That’s quite astounding when more than half the workforce in the country have high levels of education. Despite all that education, Canadians are failing more and…

Journey To 200!

Almost 5 years ago when I started this blog I didn’t think I would have the longevity to keep posting about personal finance. Perhaps one of the greatest assets I had that made me persist is my passion to learn. Had I not continually learned new concepts, new ideas and discovered others like me that…

Yes…Renting Can Provide Stability

Many people I talk to have a profound fear of renting a place to live because it doesn’t provide a sense of security. “You’re paying someone else’s mortgage” or “I don’t want to move every year” are the common phrases that many people come up with when asked about renting and its benefits. I’ve met…

How Much Should You Save?

If there is anything that I’ve learned over the many years, it’s that it’s not how much you make that matters, but how much you save. Earning more money from your job does help, but saving more of what you earn is more beneficial towards achieving financial independence. This may seem counter-intuitive to what you…

The Financial Benefits of Being Coupled

The latest Canadian census showed that a growing portion of Canadians are preferring to live single rather than being married or living with a significant other. This probably explains the lack of condo options in popular cities like Toronto and Vancouver where one bedroom condos dominate the city skylines, yet availability remains extremely low. I…