Is It Worth It To Work Overtime or A Side Job?

Individuals who want to achieve financial independence earlier in life may find it difficult to accomplish with just their normal salary. That’s why some try to find alternative means of making money, whether through extra overtime hours at work, or through side jobs and gigs. This almost seems like a no brainer, if you want…

When Will Personal Finance Have A Coming Out Party?

Over the last decade or so there have been large public and political movements to get greater representation of women in executive roles. There has also been a wide acceptance of gays and lesbians into our communities. People continue to stand up for equal rights in the Black Lives Matter movement. And we also see…

Sell Your Home To Retire? Fuggedaboutit!

The popular belief of every homeowner is that the house will become a great investment and that it will be the asset they can rely on to help them retire. The truth? Quite the opposite. Homes have an emotional attachment. On top of that, there is a prestige to being a homeowner that you can’t…

Avoid The Pitfalls Of Your Past Generation

The sad part of  learning about personal finance is realizing that the past generations before you did it all wrong. When I get a chance to sit back and think about all the learnings and values that were taught throughout my life, it becomes quite apparent why we never “got ahead”. Perhaps it’s the failing…

What Should You Do With Your Tax Return?

It’s been a couple of weeks since the April 30th  tax return deadline has passed. If you’ve setup auto deposit to your bank account, on the CRA website, you would have received your tax refund by now. For many this comes as a bit of a windfall when the money situation is tight. So what…

How Capital Gains Taxes Work

Tax returns are due in about a week’s time. For those who aren’t aware, April 30th, 2018 is the deadline to file your tax returns for 2017. For those that think they might be owing the government money, it’s a good idea to get your taxes done to avoid a penalty. Now that the deadline…