Avoid The Pitfalls Of Your Past Generation

The sad part of  learning about personal finance is realizing that the past generations before you did it all wrong. When I get a chance to sit back and think about all the learnings and values that were taught throughout my life, it becomes quite apparent why we never “got ahead”. Perhaps it’s the failing…

What Should You Do With Your Tax Return?

It’s been a couple of weeks since the April 30th  tax return deadline has passed. If you’ve setup auto deposit to your bank account, on the CRA website, you would have received your tax refund by now. For many this comes as a bit of a windfall when the money situation is tight. So what…

How Capital Gains Taxes Work

Tax returns are due in about a week’s time. For those who aren’t aware, April 30th, 2018 is the deadline to file your tax returns for 2017. For those that think they might be owing the government money, it’s a good idea to get your taxes done to avoid a penalty. Now that the deadline…

Failing Hard

This might seem stereotypical, but through my own personal experiences of talking to individuals about personal finance, there are drastic differences between the two genders. Women tend to repeat the following: “What are mutual funds? I don’t know anything.” “Stocks are too risky” “I just want to buy a home” Men tend to be on…