Budgeting For Couples

Black Friday came and went. It’s the holiday shopping season full of deals and lots of extra trips to the shopping mall or visits to Amazon to hunt for gifts for friends and loved ones. With all the extra time shopping, it’s not really a crime to actually want to get something for yourself. Maybe…

Higher Interest Rates? Learning to Say No.

Three or four years ago people thought interest rates were going to go negative. There was talk about the bank actually giving you money for free because the interest rate was actually lower than inflation. Imagine… free money. Little did people know, there was no such thing as free money. Those that took the bait…

Is It Worth It To Work Overtime or A Side Job?

Individuals who want to achieve financial independence earlier in life may find it difficult to accomplish with just their normal salary. That’s why some try to find alternative means of making money, whether through extra overtime hours at work, or through side jobs and gigs. This almost seems like a no brainer, if you want…

When Will Personal Finance Have A Coming Out Party?

Over the last decade or so there have been large public and political movements to get greater representation of women in executive roles. There has also been a wide acceptance of gays and lesbians into our communities. People continue to stand up for equal rights in the Black Lives Matter movement. And we also see…

Sell Your Home To Retire? Fuggedaboutit!

The popular belief of every homeowner is that the house will become a great investment and that it will be the asset they can rely on to help them retire. The truth? Quite the opposite. Homes have an emotional attachment. On top of that, there is a prestige to being a homeowner that you can’t…

Avoid The Pitfalls Of Your Past Generation

The sad part of  learning about personal finance is realizing that the past generations before you did it all wrong. When I get a chance to sit back and think about all the learnings and values that were taught throughout my life, it becomes quite apparent why we never “got ahead”. Perhaps it’s the failing…