The Power Of Balancing – Why It Works

Stocks are at an all time high. Yet pessimism is also at an all time high. “Shouldn’t I wait for the market to crash before buying?” That’s a very popular question that I get asked all the time. So what if the market doesn’t crash for another 3 years and the market goes up another…

My Stocks Are Down! What Gives?

Stock markets across the world are at all time highs. The German, the British, the American indexes are all near 52-week highs. A quick glance at all the markets and you’ll soon realize that pretty much all markets have been up since President Trump was elected. Despite all the hoopla of Trump bringing the world’s…

Have Homeowners Become Too Cocky?

Over 4 years ago I read a quote that was said by the then Governor of the Bank of Canada Mark Carney. Even to this day it still resonates with me Real wealth is built through innovation, and it’s gained through hard work. It’s not through some magical asset inflation. Well Mr. Carney, you couldn’t…

What’s In My Investment Portfolio?

I get asked all the time what I buy for my investments. Do I own Apple stocks? No. Did I buy Bitcoin? No. Did I buy weed stocks? Nope. Do I own multiple properties in Toronto? Nope. Everyone wonders how I grow my portfolio by double digits percentages when I’m not investing in any of…

How Much Should You Save?

If there is anything that I’ve learned over the many years, it’s that it’s not how much you make that matters, but how much you save. Earning more money from your job does help, but saving more of what you earn is more beneficial towards achieving financial independence. This may seem counter-intuitive to what you…

Why Young People Avoid Investing In Stocks

I talk to a lot of people about investing and try to help them understand the benefits of investing in the long term. Unfortunately, many people listen, but rarely do they take action. The reason? Fear. There is still an inherent fear in the minds of people, especially young people, who feel that investing in…

The Financial Benefits of Being Coupled

The latest Canadian census showed that a growing portion of Canadians are preferring to live single rather than being married or living with a significant other. This probably explains the lack of condo options in popular cities like Toronto and Vancouver where one bedroom condos dominate the city skylines, yet availability remains extremely low. I…