2017: Year In Review

Bitcoin, Bitcoin, Bitcoin! That’s all I hear from anyone that is investing nowadays. Do I regret missing out on the massive crytocurrency gains in 2017? Definitely not! I’ve already mentioned how many people speculate on Bitcoin to make big bucks, but as a long term wealth building portfolio, it doesn’t match what a diversity investment…

The First Step To Investing: Saving

I get asked all the time “What should I buy?” It’s assumed by many that the best way to financial independence is to find the right assets to buy so that your money can grow quickly. This is exactly the wrong type of thinking. Achieving financial independence isn’t about finding quick hit wins with your…

We Are Failing Personal Finance

Just last week the Statistics Canada released notes that stated that Canadians are now more educated than ever. 54% of Canadians age 25 to 64 have post secondary education. That’s quite astounding when more than half the workforce in the country have high levels of education. Despite all that education, Canadians are failing more and…

Mutual Funds And Stocks Are Not The Same

When I talk to people about investing in stocks, the first response that I hear from people is that they are expensive and they don’t want to buy mutual funds. “Mutual funds? When did I even say anything about mutual funds?” It’s all good marketing of course. Like how Kleenex is associated with normal tissue…

Journey To 200!

Almost 5 years ago when I started this blog I didn’t think I would have the longevity to keep posting about personal finance. Perhaps one of the greatest assets I had that made me persist is my passion to learn. Had I not continually learned new concepts, new ideas and discovered others like me that…