Why Canada Is A Poor Place To Invest

Unless you own a house in Toronto or Vancouver, Canada hasn’t been a good place to invest over the past ten years. If we look at the performance of Canada’s main stock index, the TSX, over the past decade, the returns have been abysmal. With only a 17% cumulative gain over 10 years, anyone who…

The First Step To Investing: Saving

I get asked all the time “What should I buy?” It’s assumed by many that the best way to financial independence is to find the right assets to buy so that your money can grow quickly. This is exactly the wrong type of thinking. Achieving financial independence isn’t about finding quick hit wins with your…

Why Gains Can Appear Small In Your Portfolio

Most people don’t follow their investments. They tend to just buy whatever their advisor at the bank says or use a passive investment portfolio like the popular Canadian Couch Potato portfolios. When it comes time to review, which might happen once year, investors wonder why the gains are so small when the market has done…

Sunny Days

It’s not often that you can go on vacation and come back to see you actually made money having fun, but heck that’s what just happened. Over the last month while I was out of town, the TSX has been up over 2.5%. The S&P 500 has gone up over 2%. What gives? I’m starting…

Why Use Index Funds vs Individual Stocks

“Did you buy Apple?” “I made a killing on my weed stocks.” “Facebook went up 3 times the price that I bought at.” Those are all common phrases that I come across all the time. It’s not uncommon for regular investors to hit it big on stocks where they put a few thousand dollars in…

My Stocks Are Down! What Gives?

Stock markets across the world are at all time highs. The German, the British, the American indexes are all near 52-week highs. A quick glance at all the markets and you’ll soon realize that pretty much all markets have been up since President Trump was elected. Despite all the hoopla of Trump bringing the world’s…

What’s In My Investment Portfolio?

I get asked all the time what I buy for my investments. Do I own Apple stocks? No. Did I buy Bitcoin? No. Did I buy weed stocks? Nope. Do I own multiple properties in Toronto? Nope. Everyone wonders how I grow my portfolio by double digits percentages when I’m not investing in any of…