Is Your TFSA Not Looking Too Good?

Probably more misunderstood than Taylor Swift’s “Starbuck’s Lovers” lyrics, the TFSA account has had its reputation dragged through the mud the past couple of years. Ever since the Trudeau Liberals went on a crusade to bash the TFSA as a rich man’s tool to get rich quicker, the TFSA has been swept under the rug…

Stocks Don’t Always Go Up

No, that picture is not to scare you, it’s just used to described what people call a down market. A “bear market”. Despite the record setting years of the last decade, stocks are down this year. This is no surprise as I wrote about it at the beginning of the year. Interest rates are rising…

Revisiting Your Risk Tolerance

Stocks ended October with a thump. If you were holding Apple you ended down 9% in the month. This was never supposed to happen. Weed investors that held Canopy from $7 saw their investment hit ten fold to $74.75, only to feel the wrath of Mr. Market 14 days later when it took a 41%…

It’s So Easy To Start Investing Now

40 years ago trying to invest by yourself was almost unheard of. Buying stocks and trying to invest in companies always involved a lengthy conversation with your broker. Only the rich would do it, since employing a broker to work for you was always an expensive endeavour. Fast forward a decade later and the advent…

Is Your Portfolio Maintaining Its Balance?

Every good investor knows that you should have balance in your investment portfolio. That means there should be a good mixture of equities, bonds and even cash in your portfolio. Over the last ten years, though, the pace of growth in equities have far outstripped the growth of interest provided by fixed income assets. In…

What Happens When You Over Contribute A TFSA?

The TFSA has been around since 2009 and its introduction has created a great way for many investors to make money completely tax free. The fact that money made in a TFSA is tax free could mean that people will try to take advantage of it. So what exactly happens when the TFSA is over…

How Buying A House Eats Your Cash Flow

In a recent article I wrote how buying a house could end up throwing away just as much money as renting. That’s because buying a house with a mortgage is exactly like renting, only rather than renting a place to live, you end up renting the money to buy the place. Quite interestingly, someone rebutted…